Sr. Community Banking Underwriter - Seacoast Bank - Stuart, FL

Sr. Community Banking Underwriter - Seacoast Bank - Stuart, FL -

Sr. Community Banking Underwriter
Seacoast Bank – Stuart, FL

To underwrite shopper mortgage requests inside established mortgage authority limits. Current to the suitable chief(s) suggestions for requests that fall outdoors of coverage tips or underwriting standards. Possess a robust working information of all system purposes and group mortgage packages. Present help and steerage to different member’s of the Community Banking Group. Help Banking Lenders in analyzing applicant’s monetary place and help in recommending financing options.

Important Duties and Duties

• Investigates all obtainable assets of credit score and monetary info, together with report providers and credit score bureaus.


• Analyzes monetary statements, monetary ratios, money-circulate knowledge, collateral and associated supplies.


• Critiques shopper software info and monetary knowledge inside the automated system for credit score worthiness and reimbursement capability.


• Recommends applicable mortgage choice together with financing options and approves loans inside lending authority or make suggestions to the Community Mortgage Credit score Supervisor.


• Help the Community Mortgage Credit score Supervisor with the roll out and continued improvement of the Centralized Community mortgage course of.


• Help the Community Mortgage Credit score Supervisor with the coaching of Community Lenders.

Qualifications

To carry out this job efficiently, a person should be capable of carry out every important obligation satisfactorily. The necessities listed under are consultant of the information, talent, and/or capacity required. Affordable lodging could also be made to allow people with disabilities to carry out the important features.

Schooling and/or Expertise

• Bachelor’s diploma (B. A.) from 4-yr school or college in Accounting, Enterprise or Finance; or minimal of three years of retail bank expertise and 5 yr expertise in retail lending; or equal mixture of schooling and expertise.


• Earlier Shopper Underwriting/Lending expertise.


• To underwrite shopper mortgage requests inside established mortgage authority limits.




• Current to the suitable chief(s) suggestions for requests that fall outdoors of coverage tips or underwriting standards.




• Possess a robust working information of all system purposes and group mortgage packages.




• Present help and steerage to different member’s of the Community Banking Group.




• Help Banking Lenders in analyzing applicant’s monetary place and help in recommending financing options.

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