Business Relationship Officer-Camden - First National Bank - Camden, ME
First National Bank 940 evaluations – Camden, ME
Present monetary and mortgage help to Bank’s present business clients: contribute to the general mortgage progress of the Bank by assembly outlined annual manufacturing objectives. Take the initiative to see and develop new enterprise banking relationships. Present enterprise banking help to department(s) and if relevant present mentoring, course and training to a person fulfilling the position of mortgage assistant.
Duties:
Carry out duties as a Bank mortgage officer for business loans.
Interview mortgage applicant
Analysis credit score histories and monetary knowledge
Underwrite or coordinate the suitable underwriting in adherence to bank insurance policies and procedures.
Guarantee credit score memoranda are full and properly supported with applicable documentation and evaluation
Make mortgage approval/denial determination or current to correct mortgage authority(ies) for motion
Monitor doc preparation and shut mortgage, or administer declination
Present on-going oversight of present loans to make sure well timed cost and file updates
Meet assigned portfolio asset high quality aims
Full management stories as required and inside applicable deadlines
Carry out skilled studying to retain present business information
Be a relationship banker, offering counsel and knowledge on banking and monetary issues to clients.
Clarify and promote mortgage and deposit merchandise
Make applicable buyer referrals to First Advisors
Resolve buyer complaints or issues
Present notary and signature assure providers for Bank clients
Interact in enterprise improvement via visits to potential clients, membership in group organizations and participation in group occasions.
Carry out different duties as requested.
Required Expertise:
2-5 years of credit score analyst expertise in a business bank
School diploma in enterprise administration, finance, accounting or equal expertise
Robust verbal and written communication expertise
Strong understanding of accounting practices
Capability to handle tasks
Proficience with spreadsheets and different pc packages
Key phrase: credit score analyst, underwriter, accounting
From: First National Bank
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