Mortgage Banking - Underwriter II - Tampa, FL - JPMorgan Chase - Tampa, FL
160023860
Job Description
The certified candidate will underwrite and apply vital circumstances to make sure the borrower meets program specs. As an Underwriter II, you’ll have working information of residential mortgage underwriting tips and be liable for the evaluation of submitted information for reimbursement capability, capital/belongings, character, collateral and property situation, whereas adhering to Chase credit score insurance policies and investor/company tips. Underwriters help and uphold truthful lending practices of JPMorgan Chase, and are chargeable for productiveness targets making certain the very best high quality and degree of buyer satisfaction.
The underwriter will assessment and analyze complicated buyer monetary documentation and suggest options to help clients in acquiring and/or retaining homeownership. The employees members might work together with different inner and exterior events akin to Buyer Assistant Specialists, Mortgage Processors, High quality Assurance, Closers and buyers or authorities businesses as wanted.
Principal Duties and Obligations (so as of significance)
Applies information of mortgage servicing course of and/or Chase credit score underwriting tips.
Adheres to all Chase Truthful Lending practices
Critiques all mortgage underwriting and modifications documentation to make sure compliance with investor necessities (e.g. mortgage paperwork, value determinations, and so on)
Analyzes complicated monetary info together with calculation of revenue and debt ratios, verification of belongings, collateral assessment and credit score assessment.
Analyzes troublesome and difficult issues and identifies potential or revolutionary options, identifies documentation deficiencies inside assessment and communicates findings with readability
Hold updated on all credit score coverage modifications that impression underwriting
Shows customer support excellence
Applies related technical and pc experience
Robust verbal and written communication expertise in addition to wonderful teamwork with inner staff and exterior clients/enterprise companions.
Achieves and exceeds work objectives for productiveness, high quality and turnaround time
Prioritizes workflows
Demonstrates a willpower to get the job completed proper the primary time whereas making certain mortgage selections meet all program and product specs
Qualifications
Minimal of three years expertise as a residential mortgage underwriter
Thorough information of complicated private and enterprise monetary evaluation and an experience in tax return, stability sheet evaluation together with money movement and self employment revenue evaluation.
Demonstrated experience of Typical or Authorities or Jumbo lending tips.
Thorough information of Mortgage Insurance coverage insurance policies
Wonderful analytical and choice making expertise
Highschool diploma or equal required
School diploma in enterprise and/or equal work expertise most popular
Distinctive Necessities
Authorities designations most popular (VA Credit score, VA LAPP, FHA DE)
Information of Federal and State regulatory necessities
JPMorgan Chase is an equal alternative and affirmative motion employer Incapacity/Veteran.
Job
Operations Administration
Main Location
US-FL-Tampa-FS1-4915 Independence Pkw / 02976
Group
CONSUMER & COMMUNITY BANKING
Schedule
Full-time
Job Sort
Commonplace
Shift
Day Job
Company Model
Chase
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