Mortgage Banking - Underwriter II - Tampa, FL - JPMorgan Chase - Tampa, FL

Mortgage Banking - Underwriter II - Tampa, FL - JPMorgan Chase - Tampa, FL -

160023860


Job Description


The certified candidate will underwrite and apply vital circumstances to make sure the borrower meets program specs. As an Underwriter II, you’ll have working information of residential mortgage underwriting tips and be liable for the evaluation of submitted information for reimbursement capability, capital/belongings, character, collateral and property situation, whereas adhering to Chase credit score insurance policies and investor/company tips. Underwriters help and uphold truthful lending practices of JPMorgan Chase, and are chargeable for productiveness targets making certain the very best high quality and degree of buyer satisfaction.


The underwriter will assessment and analyze complicated buyer monetary documentation and suggest options to help clients in acquiring and/or retaining homeownership. The employees members might work together with different inner and exterior events akin to Buyer Assistant Specialists, Mortgage Processors, High quality Assurance, Closers and buyers or authorities businesses as wanted.


Principal Duties and Obligations (so as of significance)


Applies information of mortgage servicing course of and/or Chase credit score underwriting tips.


Adheres to all Chase Truthful Lending practices


Critiques all mortgage underwriting and modifications documentation to make sure compliance with investor necessities (e.g. mortgage paperwork, value determinations, and so on)


Analyzes complicated monetary info together with calculation of revenue and debt ratios, verification of belongings, collateral assessment and credit score assessment.


Analyzes troublesome and difficult issues and identifies potential or revolutionary options, identifies documentation deficiencies inside assessment and communicates findings with readability


Hold updated on all credit score coverage modifications that impression underwriting


Shows customer support excellence


Applies related technical and pc experience


Robust verbal and written communication expertise in addition to wonderful teamwork with inner staff and exterior clients/enterprise companions.


Achieves and exceeds work objectives for productiveness, high quality and turnaround time


Prioritizes workflows


Demonstrates a willpower to get the job completed proper the primary time whereas making certain mortgage selections meet all program and product specs


Qualifications


Minimal of three years expertise as a residential mortgage underwriter


Thorough information of complicated private and enterprise monetary evaluation and an experience in tax return, stability sheet evaluation together with money movement and self employment revenue evaluation.


Demonstrated experience of Typical or Authorities or Jumbo lending tips.


Thorough information of Mortgage Insurance coverage insurance policies


Wonderful analytical and choice making expertise


Highschool diploma or equal required


School diploma in enterprise and/or equal work expertise most popular


Distinctive Necessities


Authorities designations most popular (VA Credit score, VA LAPP, FHA DE)


Information of Federal and State regulatory necessities


JPMorgan Chase is an equal alternative and affirmative motion employer Incapacity/Veteran.


Job


Operations Administration


Main Location


US-FL-Tampa-FS1-4915 Independence Pkw / 02976


Group


CONSUMER & COMMUNITY BANKING


Schedule


Full-time


Job Sort


Commonplace


Shift


Day Job


Company Model


Chase




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